{"id":6184,"date":"2026-05-14T11:09:14","date_gmt":"2026-05-14T16:09:14","guid":{"rendered":"https:\/\/www.daviswilliamsins.com\/?p=6184"},"modified":"2026-05-18T09:26:03","modified_gmt":"2026-05-18T14:26:03","slug":"insurance-checklist-what-to-update-after-buying-a-home-or-car","status":"publish","type":"post","link":"https:\/\/www.daviswilliamsins.com\/es\/blog\/insurance-checklist-what-to-update-after-buying-a-home-or-car\/","title":{"rendered":"Insurance Checklist: What to Update After Buying a Home or Car"},"content":{"rendered":"<p>After a major purchase, coverage gaps may appear before people have a chance to review their insurance.\u00a0Davis Williams Insurance\u00a0has\u00a0created this checklist to help residents\u00a0in Indianapolis, IN and throughout\u00a0Indiana\u00a0stay up to date.<\/p>\n<h2>Key Insurance Updates for New Homeowners and Car Owners<\/h2>\n<p>Here&#8217;s\u00a0what\u00a0you\u00a0should\u00a0typically\u00a0review when buying a new home or car:<\/p>\n<p>For New Homeowners<\/p>\n<ul>\n<li><b>Update or\u00a0purchase\u00a0<\/b><a href=\"https:\/\/www.daviswilliamsins.com\/coverage\/homeowners\/\"><b>home\u00a0insurance<\/b><\/a><b>:<\/b>\u00a0If you&#8217;ve recently bought a home, a homeowners insurance policy can help cover your property, belongings and liability risks.\u00a0Mortgage lenders typically require you to have a policy at the time of closing.<\/li>\n<li><b>Review coverage limits:<\/b>\u00a0Make sure your policy reflects the current value of your home and possessions, including any high-value items or\u00a0special features.<\/li>\n<li><b>Notify your insurer of address change:<\/b>\u00a0Update your address so all communications and documents reach you.<\/li>\n<li><b>Consider\u00a0additional\u00a0policies:<\/b>\u00a0Depending on your location\u00a0and other unique\u00a0circumstances, you may want to add flood,\u00a0earthquake\u00a0or umbrella coverage.<\/li>\n<\/ul>\n<p>For New Car Owners<\/p>\n<ul>\n<li><b>Review or buy <a href=\"https:\/\/www.daviswilliamsins.com\/coverage\/auto\/\">auto insurance<\/a>:<\/b>\u00a0Most\u00a0states, including\u00a0Indiana,\u00a0require all drivers to carry\u00a0minimum\u00a0auto liability coverage. If\u00a0you&#8217;ve\u00a0bought a new car, update your policy or\u00a0purchase\u00a0one before driving.\u00a0Make sure your policy also addresses lender requirements.<\/li>\n<li><b>Adjust coverage types:<\/b>\u00a0Review options for comprehensive, collision and uninsured motorist coverage based on your needs and vehicle value.<\/li>\n<li><b>Add\u00a0new drivers\u00a0or vehicles:<\/b>\u00a0If\u00a0circumstances in\u00a0your household have\u00a0changed, update your policy to include all current drivers and vehicles.<\/li>\n<li><b>Update lienholder information:<\/b>\u00a0Provide your insurer with the\u00a0lender&#8217;s\u00a0details\u00a0if you financed your car.<\/li>\n<\/ul>\n<h2>Our Team Can Help<\/h2>\n<p><a href=\"https:\/\/www.daviswilliamsins.com\/contact-us\/\">Contact Davis Williams Insurance<\/a>\u00a0today if you have\u00a0questions about updating your insurance or\u00a0want\u00a0to request a free quote.<\/p>\n<p><i>This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.<\/i><\/p>\n","protected":false},"excerpt":{"rendered":"<p>After a major purchase, coverage gaps may appear before people have a chance to review their insurance.\u00a0\u00a0has\u00a0created this checklist to help residents\u00a0in and throughout\u00a0Indiana\u00a0stay up to date. Key Insurance Updates for New Homeowners and Car Owners Here&#8217;s\u00a0what\u00a0you\u00a0should\u00a0typically\u00a0review when buying a new home or car: For New Homeowners Update or\u00a0purchase\u00a0home\u00a0insurance:\u00a0If you&#8217;ve recently bought a home, a [&hellip;]<\/p>\n","protected":false},"author":69,"featured_media":6194,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"none","_seopress_titles_title":"Indiana Insurance Checklist for New Home or Car Owners","_seopress_titles_desc":"New home or car? Use our Indiana insurance checklist to avoid coverage gaps and update your homeowners and auto policies with confidence.","_seopress_robots_index":"","_analytify_skip_tracking":false,"footnotes":""},"categories":[10,1,12],"tags":[],"class_list":["post-6184","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto","category-blog","category-home-insurance"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.daviswilliamsins.com\/es\/wp-json\/wp\/v2\/posts\/6184","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.daviswilliamsins.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.daviswilliamsins.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.daviswilliamsins.com\/es\/wp-json\/wp\/v2\/users\/69"}],"replies":[{"embeddable":true,"href":"https:\/\/www.daviswilliamsins.com\/es\/wp-json\/wp\/v2\/comments?post=6184"}],"version-history":[{"count":0,"href":"https:\/\/www.daviswilliamsins.com\/es\/wp-json\/wp\/v2\/posts\/6184\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.daviswilliamsins.com\/es\/wp-json\/wp\/v2\/media\/6194"}],"wp:attachment":[{"href":"https:\/\/www.daviswilliamsins.com\/es\/wp-json\/wp\/v2\/media?parent=6184"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.daviswilliamsins.com\/es\/wp-json\/wp\/v2\/categories?post=6184"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.daviswilliamsins.com\/es\/wp-json\/wp\/v2\/tags?post=6184"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}